Top 5 Best 4×4 SUVs Under ₹20 Lakh in India – Detailed Comparison

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5 Best 4×4 SUVs Under ₹20 Lakh
Off-road enthusiasts in India have 5 Best 4×4 SUVs Under

Off-road enthusiasts in India have 5 Best 4×4 SUVs Under ₹20 Lakh to choose from, even under ₹20 lakh. Whether you’re looking for rugged performance, modern features, or value for money, this comparison will help you pick the best option.

1. Maruti Suzuki Jimny – Most Affordable 4×4 SUV

Price: ₹12.75 – ₹14.80 Lakh (ex-showroom)
Engine: 1.5L K15B Petrol (103 BHP / 134 Nm)
Transmission: 5MT / 4AT
Key Features:

  • Lightweight & compact design
  • Hill Hold Assist & Hill Descent Control
  • NEXA premium dealership experience
VariantPrice (ex-showroom)
Zeta MT 4WD₹12.75 Lakh
Alpha MT 4WD₹13.70 Lakh
Zeta AT 4WD₹13.85 Lakh
Alpha AT 4WD₹14.80 Lakh

Best For: Budget buyers who want a capable yet affordable 4×4 SUV.

2. Mahindra Thar – Iconic Off-Roader

Price: ₹15.20 – ₹17.62 Lakh (ex-showroom)
Engines:

  • 2.0L Turbo Petrol (150 BHP / 300 Nm)
  • 2.2L Diesel (130 BHP / 300 Nm)
    Transmission: 6MT / 6AT
    Key Features:
  • Removable hardtop & convertible roof
  • Front-facing rear seats (5-seater in 5-door)
  • Mechanical locking differential
VariantPrice (ex-showroom)
LX Petrol MT₹15.20 Lakh
LX Diesel MT₹16.12 Lakh
LX Petrol AT₹16.80 Lakh
LX Diesel AT₹17.62 Lakh

Best For: Hardcore off-roaders & adventure seekers.

3. Force Gurkha – Rugged & No-Nonsense

Price: ₹16.75 – ₹18.00 Lakh (ex-showroom)
Engine: 2.6L Diesel (90 BHP / 250 Nm)
Transmission: 5MT
Key Features:

  • 233mm ground clearance
  • Shift-on-the-fly 4×4 system
  • Water wading depth of 700mm
VariantPrice (ex-showroom)
3-Door MT₹16.75 Lakh
5-Door MT₹18.00 Lakh

Best For: Buyers who need a pure off-roader with minimal frills.

4. Mahindra Scorpio N – Feature-Packed AWD SUV

Price: ₹18.35 Lakh (ex-showroom)
Engine: 2.2L Diesel (130 BHP / 300 Nm)
Transmission: 6MT
Key Features:

  • 7-seater layout
  • 8-inch touchscreen with Android Auto/Apple CarPlay
  • Cruise control & rear AC vents
VariantPrice (ex-showroom)
Z4 (E) Diesel MT 4WD₹18.35 Lakh

Best For: Families needing a spacious yet capable SUV.

5. Mahindra Thar Roxx (5-Door) – More Practical Thar

Price: ₹19.39 Lakh (ex-showroom)
Engine: 2.2L Diesel (130 BHP / 300 Nm)
Transmission: 6MT
Key Features:

  • 5-door practicality
  • 10-inch touchscreen
  • 6 airbags & TPMS
VariantPrice (ex-showroom)
MX5 Diesel MT₹19.39 Lakh

Best For: Those who want Thar’s off-road ability with extra space.

FAQs: Top 5 Best 4×4 SUVs Under ₹20 Lakh

1. Which is the cheapest 4×4 SUV under ₹20 lakh?

The Maruti Suzuki Jimny is the most affordable 4×4 SUV in India, starting at ₹12.75 lakh (ex-showroom).

2. Does the Mahindra Thar come with an automatic transmission?

Yes, the Thar is available with a 6-speed automatic in both petrol and diesel variants.

3. Is the Force Gurkha available in a 5-door version?

Yes, the Gurkha comes in both 3-door (₹16.75 lakh) and 5-door (₹18 lakh) variants.

4. Which 4×4 SUV is best for family use?

The Mahindra Scorpio N (7-seater) and Thar Roxx (5-door) are the most family-friendly options.

5. Does the Maruti Jimny have a diesel engine?

No, the Jimny is only available with a 1.5L petrol engine (103 BHP).

Final Verdict: Which One Should You Buy?

SUVBest ForStarting Price
Maruti JimnyBudget-friendly 4×4₹12.75 Lakh
Mahindra TharHardcore off-roading₹15.20 Lakh
Force GurkhaRugged, no-frills SUV₹16.75 Lakh
Scorpio NFamily-friendly AWD₹18.35 Lakh
Thar RoxxPractical 5-door off-roader₹19.39 Lakh

Each of these SUVs offers a unique blend of off-road capability and features. If budget is a priority, the Jimny is unbeatable. For pure off-roading, the Thar and Gurkha excel. If you need space, the Scorpio N or Thar Roxx are better choices.

Which one would you pick? Let us know in the comments!

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